Best For Your Success.
Reduce debt by up to 80%. Take back control of your business
Imagine a future where your business is debt-free, thriving, and profitable. A future where you no longer fear losing what you’ve worked so hard to build.
Debt Reduction
Our experts will negotiate with creditors on your behalf to reduce your debts and create manageable repayment plans, allowing you to breathe easy and focus on growing your business.
Emotional Support
Our empathetic advisors are here to provide emotional support and guidance, ensuring you never feel alone during this challenging journey.
Direction & Strategic Advice
We don’t just stop at debt management. Our team of seasoned business strategists will analyze your operations and provide valuable advice to help you make informed decisions for long-term success.
We know that circumstances beyond your control can push your business into debt. Whether it’s the impact of COVID, poor business management decisions, unpaying clients, severe weather events like floods or bushfires, or personal affairs like illness and death – we have seen it all.
We understand your fears – losing your business, losing your home, and losing your family. These are legitimate concerns that can keep you awake at night.
Only 5 slots available
When you partner with AVA Advisory, you gain more than just a debt management company – you gain a dedicated team that genuinely cares about your success
We'll help you work out where to start.
The consultation we offer is very comprehensive and designed to reassure you that there are options available, that you are in safe hands and to ensure the best and most appropriate outcome for your business.
We're Human
We approach every situation with empathy and urgency, and we offer genuine constructive advice without judgement.
We're transparent
We delve deep into understanding your business, presenting clear options, and providing full disclosure on costs. No hidden surprises
We're Contactable
We’re efficient and responsive. We move really quickly when required, with integrity and no unnecessary complications.
Only 5 slots available
From Crisis to Triumph: Let us help your business out of debt!
Only 5 slots available
Our promise to you is this
Our team will engage in a thorough discussion and analysis of your situation to develop a customized solution that suits your specific needs.
Debt Free Status
Break free from the burden of debt and reclaim control of your finances.
Sustainable Business
Create a resilient business model that can withstand any challenge that comes your way.
Profitability
Maximize your profits and drive your business towards new heights of success.
Stress-Free Environment
Experience the peace of mind that comes with knowing your financial future is secure.
Our Proven solution has helped clients slash up to 80% debt.
Over the past 20+ years, we have worked with hundreds of business owners and helped them escape the red, and turn their businesses around in a matter of weeks.
99%
Working Total Rating
A Contractor Hire-Company
The company working in Queensland, New South Wales and Victoria rail lines came to us with an overall debt of $1.4 million, just under half of which was owed to the ATO. This company had more than 200 staff and $1 million in unencumbered assets. They had just received a winding-up application.
Success: Our solution reduced their debt by 84% and retained their 200 staff members
A Large Independent Supermarket
The company came to us with an average annual turnover of around $10m and two commercial properties. They owed a total of $437,000 to unsecured creditors, including a tax debt of $312,000. They had received a winding up application from the ATO and faced enormous pressure from a major bank to sell not just their two commercial properties, but also the company owner’s personal property to pay out their bank loan.
Success: Our solution saved their properties and paid off $1 million total debt
A small gyprocking business
came to AVA Advisory as it was under pressure from a number of creditors including the ATO (Australian Taxation Office). They owed around $160,000 to creditors overall, $110,000 of which was owed to the ATO. The company’s assets included a truck and tools of the trade.
Success: Our solution which saw creditors paid and the company continue to trade
What Our Clients Say About AVA Advisory Service
★★★★★ 5/5
John H
CIVIL Construction Business – NSW
“Our Company was in dire straits.
In a nutshell, AVA Advisory under Andrews guidance, dragged us out of the mire and enabled us to continue to trade.
AVA managed to reduce our debt significantly which in turn has allowed us to save the business, save our employees jobs and entitlements and enabled us to trade on into a stronger position. The prospects look very good, so I won’t hesitate to recommend them.”
★★★★★ 5/5
Jill H
Retail Tyre and Wheel Business – QLD
“Andrew, (who I call my guardian Andrew) constantly reassured me and I felt we were in safe hands. He and his staff never sugar coated anything, told me the best and worst outcomes and was completely honest. Thanks to the team, we are part of the 30% of businesses that come out of an Administration with a business.”
★★★★★ 5/5
Jason M
Transport Business – NSW
“AVA Advisory met us in relation to a recent legal matter. They were able to explain to us what our options were and how we could achieve them. They kept our business alive and were able to reduce our debts from over $1,000,000 to under $200,000.”
Here's a list of the 5 most common questions and answers.
New around here ? Start With the Basics
Definition: A Wind-Up Notice is an official document issued by a creditor to a company, which initiates the process of having the company wound up in insolvency. The notice indicates the creditor's intent to start the process to have the company liquidated unless the company pays its outstanding debts.
Purpose: The purpose of issuing a Wind-Up Notice is typically as a last resort when a creditor has exhausted other avenues to recover money owed by the company.
Procedure: Before a Wind-Up Notice is issued, a creditor would have served the company with a Statutory Demand. If the company fails to settle its debt within 21 days after receiving the Statutory Demand, the creditor can then apply to the court for a Wind-Up Notice.
Outcome: If the company fails to respond to the Wind-Up Notice, the court can order the company to be liquidated. This involves selling off the company's assets to pay its debts.
Definition: A Statutory Demand is a formal written request made by a creditor to a company to pay an outstanding debt. It's an essential precursor to winding up proceedings.
Purpose: The primary purpose of a Statutory Demand is to prompt payment from a company that owes money. It's a powerful tool because if the company doesn't comply, it can be presumed insolvent and be wound up.
Contents: A proper Statutory Demand should provide details about the debt owed, demand payment within 21 days, and inform the company of the consequences of non-payment.
Outcome: If a company fails to respond to a Statutory Demand within 21 days, either by settling the debt, reaching an agreement with the creditor, or challenging the demand in court, it is at risk of being wound up.
Definition: A Director’s Penalty Notice (DPN) is a notice issued to directors by the Australian Taxation Office (ATO) if their company has failed to meet certain tax obligations.
Purpose: The purpose of the DPN is to make directors personally liable for their company's unpaid tax liabilities.
Liabilities Covered: This includes unpaid Pay As You Go (PAYG) withholding amounts and Superannuation Guarantee Charges.
Types of DPN: There are two types: the 21-day DPN and the Lockdown DPN. With the 21-day DPN, directors have 21 days to act before they become personally liable. The Lockdown DPN makes directors immediately liable.
Outcome: If a director doesn't take the appropriate action after receiving a DPN, they can be held personally responsible for the company's tax liabilities.
Definition: Owing to the ATO means having outstanding tax-related liabilities or debts with the Australian Taxation Office.
Types of Debts: This can include income tax, Goods and Services Tax (GST), PAYG withholdings, and other tax-related amounts.
Implications: If an individual or company owes the ATO, they may incur interest and penalties on the outstanding amount. They may also be subject to legal actions, such as garnishee orders, to recover the debt.
Definition: Debt consolidation involves combining multiple debts into a single debt, often with a lower interest rate and a single monthly payment.
Purpose: The main aim of debt consolidation is to simplify debt management, reduce the total amount paid in interest, and possibly obtain more favorable repayment terms.
Methods: Debt consolidation can be achieved through different methods in Australia:
Debt Consolidation Loans: A new loan taken out to pay off other debts. This loan typically has a lower interest rate or a longer-term, making repayments more manageable.
Balance Transfer Credit Cards: Transferring the balances of multiple credit cards to a single card with a lower interest rate, often with a promotional period of 0% interest.
Debt Agreements: This is a legally binding agreement between you and your creditors where you agree to pay a reduced amount over a specified period.
Implications: While debt consolidation can provide relief, it's essential to be aware of potential pitfalls. Some debt consolidation methods might extend the debt period, which means you could end up paying more in the long run. It's vital to consult with financial experts before opting for debt consolidation.
Wind-Up Notice: A formal notice from a creditor seeking to liquidate a company due to unpaid debts, usually after other recovery methods have failed.
Statutory Demand: A formal written request by a creditor for a company to pay an outstanding debt within 21 days, or face potential liquidation.
Director’s Penalty Notice (DPN): A notice from the Australian Taxation Office (ATO) holding directors personally liable for their company's unpaid tax obligations, such as PAYG withholdings or Superannuation Guarantee Charges.
Owing to the ATO: Having unpaid tax liabilities or debts with the Australian Taxation Office.
Debt Consolidation: Combining multiple debts into one, often with a single payment and lower interest rate, to simplify repayment
- Debt Reduction
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Please provide us with your contact information and preferred call-back time, and we’ll get in touch with you.
1300 181 220
To ensure the highest level of service and attention, we have limited our availability to just 5 slots. Once these 5 slots are filled, we won’t be able to take on new clients until our next opening, which could be weeks away.
Only 5 slots available